Loan Programs for Self-Employed Borrowers Bank Statement Loan Programs Prime, Jumbo & Super Jumbo Loans Mortgage Refinancing Options to Lower Payments Reverse Mortgages for Retirement Planning FHA Home Loans with Flexible Requirements Conventional Mortgages Refinancing Mortgage DSCR & Rental Income Loans for Investors Fixed-Rate Mortgages with Predictable Payments Instant Bank Statement Collection & Calculation VA Home Loans for Veterans and Military Families Loan Programs for Self-Employed Borrowers Bank Statement Loan Programs Prime, Jumbo & Super Jumbo Loans Mortgage Refinancing Options to Lower Payments Reverse Mortgages for Retirement Planning FHA Home Loans with Flexible Requirements Conventional Mortgages Refinancing Mortgage DSCR & Rental Income Loans for Investors Fixed-Rate Mortgages with Predictable Payments Instant Bank Statement Collection & Calculation VA Home Loans for Veterans and Military Families

We make Mortgages
Make Sense.
If you are W2’d, 1099’d, or self employed, it doesn’t matter. With or without tax returns, using bank statements, assets, or just the rents. Get Quote
Which Loan is Right
For You?
Everyone's situation is a little different. Home connect provides a personalized analysis of your situation to help decide which loan option is best for you. Let’s Get Started
image

Explore Your Loan Options

Find flexible mortgage solutions tailored to your income and goals.
image

Real Customer Experiences

Read honest stories from clients who secured mortgages with confidence.
image
Calculate Your Mortgage Payment
Estimate monthly payments to plan your home financing comfortably.
image

What’s Your Home Worth?

Check your home’s current market value in seconds.
image
image
About Our Company

Home Connect has been specializing in Non-QM mortgages since 2016

We are a full-service residential mortgage brokerage helping self-employed borrowers and investors qualify using bank statements, assets, or rental income—without traditional tax returns.

  • Non-QM Mortgage Specialists
  • Fast & Flexible Approval Process
  • Solutions for Self-Employed & Investors
  • Licensed in 10 U.S. States
What We Offer

Which loan works best for the way you live and work?

We are committed to making mortgages easier to understand. We believe in special attention and detailed explanations, so you can feel comfortable with the decision you make for your mortgage.

If you receive a 1099, work off a P&L or just want to qualify for a home loan based off your assets click below.
Looking to purchase a home only using your bank statements? See how you can qualify without having to show tax returns.
These loans are perfect for the real estate investors who want their tenants rent payments to cover the mortgage.
FHA home loans are popular among first-time homebuyers because you can buy with as little 3.5% Down payment!
A conventional fixed-rate mortgage is a popular home financing option in California because it offers predictability for your budget.
Jumbo home loans are most appropriate for a segment of income earners who make between $250,000-$500,000 a year.
Current

Mortgage Rates

FHA Loans

Rate
0 %
APR
0 %
1W Change
0.0 0 %
1W Change
0.0 0 %

Conventional Loans

Rate
0 %
APR
0 %
1W Change
0 %
1W Change
0 %

VA Loans

Rate
0 %
APR
0 %
1W Change
0 %
1W Change
0 %

We are committed to making mortgages easier to understand. We believe in special attention and detailed explanations, so you can feel comfortable with the decision you make for your mortgage.

Mortgage Calculators

$

5%

1%

5%

1%

$
$

$1421

Monthly Payment

Principal & Interest $1421

Monthly Taxes $1421

Monthly HOA $1421

Monthly Insurance $1421

Monthly PMI $0

*Hypothetical monthly mortgage payments reflect hypothetical Principal, Interest, Taxes, Insurance, and Home Owners Association dues amounts. These figures and rates are for educational purposes only and do not reflect an official mortgage loan offer. **This does not constitute tax advice.
$

3.5%

1%

5%

$
$

$1421

Monthly FHA Payment

Principal & Interest $1421

Monthly Taxes $1421

Monthly HOA $1421

Monthly Insurance $1421

Up-Front MIP (1.75%)$0

Monthly Mortgage Insurance $0

*Hypothetical monthly mortgage payments reflect hypothetical Principal, Interest, Taxes, Insurance, and Home Owners Association dues amounts. These figures and rates are for educational purposes only and do not reflect an official mortgage loan offer. **This does not constitute tax advice.
$

0%

5%

1%

$
$

$1421

Monthly VA Payment

Principal & Interest $1421

Monthly Taxes $1421

Monthly HOA $1421

Monthly Insurance $1421

Purchase Price $1421

VA Funding Fee $1421

Amount Financed $1421

*Hypothetical monthly mortgage payments reflect hypothetical Principal, Interest, Taxes, Insurance, and Home Owners Association dues amounts. These figures and rates are for educational purposes only and do not reflect an official mortgage loan offer. **This does not constitute tax advice.
$
%
months
$
%
months
$

Refinancing could save you

$/month

New monthly payment $

Refinance fees $

Lifetime Savings $

*Hypothetical monthly mortgage payments reflect hypothetical Principal, Interest, Taxes, Insurance, and Home Owners Association dues amounts. These figures and rates are for educational purposes only and do not reflect an official mortgage loan offer. **This does not constitute tax advice.
$
$
$
$
$
%

You can afford up to

$

Monthly Payment $

Principal & Interest $

Tax $

Insurance $

*Hypothetical monthly mortgage payments reflect hypothetical Principal, Interest, Taxes, Insurance, and Home Owners Association dues amounts. These figures and rates are for educational purposes only and do not reflect an official mortgage loan offer. **This does not constitute tax advice.
image
image

Testimonials

Blog & News

Our insight latest news and updates