Self Employed Loan Programs 
Investor DSCR or Rental Income Loans 
Reverse Mortgages 
Refinancing 
Fixed-Rate Mortgages 
Instant Bank Statement Collection & Calculation 
Prime Jumbo & Super Jumbo Mortgages 
FHA Home Loans 
Conventional Mortgages 
VA Home Loans 
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Mortgage Blog| Loan Type | Down Payment | Terms | Mortgage Insurance |
|---|---|---|---|
| Fixed Rate Mortgages Learn more | 5% | 15 or 30 years, fixed | No (if under 80% loan-to-value) |
| FHA Home Loans Learn more | 3.5% | 10, 15, 20, 25 or 30 years, fixed and adjustable | Yes |
| VA Home Loans Learn more | None | 15, 20, 25 or 30 years, fixed and adjustable | No |
| Jumbo Home Loans Learn more | 20% | 15 or 30 years, fixed and adjustable | No |
| USDA Home Mortgages Learn more | None | 30 years, fixed | No (Up-Front Guarantee Fee financed into loan) |
| Renovation Mortgage 203(k) Learn more | 3.5% | 30 years, fixed | Yes |
| Adjustable Rate Mortgage (ARM) Learn more | Varies | 3/1, 5/1, 7/1 or 10/1 | Varies |
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Self Employed Loan Programs
For 1099 recipients, P&L users or qualify using assets. Investor DSCR or Rental Income Loans Perfect for investors who want tenant rent to cover mortgage. Reverse Mortgages For homeowners to leverage the equity in their home. Refinancing Replace your current home loan with a new one. Fixed-Rate Mortgages Offers predictability for your budget. Instant Bank Statement Collection & Calculation Connect your bank statements, and collect your assets in realtime. Bank Statement Programs See how you can qualify without having to show tax returns. Prime Jumbo & Super Jumbo Mortgages For high-income earners who make $250,000+ a year. FHA Home Loans Popular for first-time homebuyers. Conventional Mortgages A loan not guaranteed or insured by the federal government. VA Home Loans Guaranteed by the U.S. Department of Veterans Affairs. - About
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