VA Home Loans

Guaranteed by the U.S. Department of Veterans Affairs.

Reverse Mortgages

For homeowners to leverage the equity in their home.

Refinancing

Replace your current home loan with a new one.

Prime Jumbo and Super Jumbo Mortgages

For high-income earners who make $250,000+ a year.

Fixed-Rate Mortgages

Offers predictability for your budget.

FHA Home Loans

Popular for first-time homebuyers.

Conventional Mortgages/Conventional High Balance

A loan not guaranteed or insured by the federal government.

Self Employed Loan Programs

For 1099 recipients, P&L users or qualify using assets.

Bank Statement Programs

See how you can qualify without having to show tax returns.

Investor DSCR or Rental Income Loans

Perfect for investors who want tenant rent to cover mortgage.

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Benefits of Quartz Countertops


California home improvement

Quartz can be sourced from a number of places: kitchen design showrooms, stores such as Ikea or the Home Depot, and local stone yards that handle their own fabrication and installation. Contemplating quartz for your kitchen? Here are some reasons to consider this dazzling countertop surface.

It’s extremely durable

Quartz is one of the hardest minerals on Earth—even harder than granite or marble. It’ll last as long as your kitchen, and many quartz countertop manufacturers provide warranties ranging from 10 to 15 years to a lifetime. It is also scratch-resistant and won’t crack or chip.

It’s nonporous and antibacterial

Quartz isn’t porous like other stone surfaces, which means it never needs to be sealed. It’s resistant to mold, stain, and mildew, and a quick daily wipe-down keeps it 99.9% bacteria-free. Generally, warm, soapy water will clean kitchen work surfaces.

It’s environmentally friendly

Good news for those of us looking to live greener: Quartz materials typically leave less of a carbon footprint than other countertops. It’s an abundant material in the Earth’s crust, and the finished product is nontoxic and nonallergenic.

There are unlimited color and pattern options

Quartz can be manufactured in more color options than natural stones like marble or granite. It comes in a wide variety of colors and patterns, including white, cream, brown, and black, with sparkles, swirls, flecks, and veining for the look of granite or marble. You can get it honed, sandblasted, or embossed. Even something as outlandish as, say, a strawberry-red countertop can probably be done.

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VA Home Loans
Reverse Mortgages
Refinancing
Prime Jumbo and Super Jumbo Mortgages
Fixed-Rate Mortgages
FHA Home Loans
Conventional Mortgages/Conventional High Balance
Self Employed Loan Programs
Bank Statement Programs
Investor DSCR or Rental Income Loans

Loan Options

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