VA Home Loans

Guaranteed by the U.S. Department of Veterans Affairs.

Reverse Mortgages

For homeowners to leverage the equity in their home.

Refinancing

Replace your current home loan with a new one.

Prime Jumbo and Super Jumbo Mortgages

For high-income earners who make $250,000+ a year.

Fixed-Rate Mortgages

Offers predictability for your budget.

FHA Home Loans

Popular for first-time homebuyers.

Conventional Mortgages/Conventional High Balance

A loan not guaranteed or insured by the federal government.

Self Employed Loan Programs

For 1099 recipients, P&L users or qualify using assets.

Bank Statement Programs

See how you can qualify without having to show tax returns.

Investor DSCR or Rental Income Loans

Perfect for investors who want tenant rent to cover mortgage.

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Budget Friendly Home Improvement Ideas


California mortgage

Here are several budget-friendly home improvement ideas that encompass everything from a splash of paint to tending to the front yard.

Lighting

Changing out the lights can have an impact on the home. Modern and classic fixtures can upgrade the entire look.

Paint

Painting is one of the simplest DIY projects that can give spaces a drastic update. Trendy blues and grays can help spice up rooms.

Landscaping

Adding flowers, piling on fresh mulch, and trimming shrubs can make a big difference. Demand for front porches has grown in demand during the pandemic, so making the most of your outdoor spaces will certainly add value if you’re thinking about selling.

Temperature

California homeowners could consider a smart-home upgrade, like a smart thermostat. This update helps homeowners save money on their heating and cooling costs. Programmable thermostats are available for less than $30.

Doorknobs and Cabinet Hardware

Swap out interior and exterior doorknobs to match other finishes in the home. This can also add greater security with new, higher quality locks (or smart locks). And don’t underestimate the impact of new kitchen cabinet drawers or pulls—they can add an instant update.

Mirrors

Homeowners in California can give the bathroom wall-size mirror an instant update by adding a frame to the mirror to dress up the space. They can simplify this DIY task by working with companies like MirrorMate, which offers frames for this reason.

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About

VA Home Loans
Reverse Mortgages
Refinancing
Prime Jumbo and Super Jumbo Mortgages
Fixed-Rate Mortgages
FHA Home Loans
Conventional Mortgages/Conventional High Balance
Self Employed Loan Programs
Bank Statement Programs
Investor DSCR or Rental Income Loans

Loan Options

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