VA Home Loans

Guaranteed by the U.S. Department of Veterans Affairs.

Reverse Mortgages

For homeowners to leverage the equity in their home.

Refinancing

Replace your current home loan with a new one.

Prime Jumbo and Super Jumbo Mortgages

For high-income earners who make $250,000+ a year.

Fixed-Rate Mortgages

Offers predictability for your budget.

FHA Home Loans

Popular for first-time homebuyers.

Conventional Mortgages/Conventional High Balance

A loan not guaranteed or insured by the federal government.

Self Employed Loan Programs

For 1099 recipients, P&L users or qualify using assets.

Bank Statement Programs

See how you can qualify without having to show tax returns.

Investor DSCR or Rental Income Loans

Perfect for investors who want tenant rent to cover mortgage.

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Don’t Forget About These Summer Home Tasks


California real estate

Examine Your Home’s Exterior

Power washing is a relatively easy and inexpensive way to give the exterior of your home a quick refresh. Blast off any residual grime that may have built up during those spring showers. However, be sure to do this before the very hot months make extraneous water use irresponsible. Keep an eye out for any chips or cracks in the exterior paint—exposed wood and siding can be subject to rot, so protect areas with a fresh coat of paint, if needed.

Rain and snow can lead to branches, leaves and other debris clogging foundation vents, gutters and downspouts. Clogs and leaks in your gutter system can lead to expensive damage to the roof or even the interior of your home. Check your gutters and downspouts for any accumulated gunk that might cause an issue—you’ll want to make sure they’re prepared to drain properly for those spring showers. If you do come across a clog in your gutters, try removing the debris or using a garden hose to force out any built-up material. If the debris proves to be too difficult to remove on your own, consider hiring a professional.

Spruce Up Your Outdoor Areas

Spring isn’t the only season known for its beautiful blooms, so tackle those annual landscaping tasks to boost your curb appeal. Summer landscaping can include planting drought-resistant plants, covering gardens with mulch to protect roots from the hot sun and picking out summer-ready flowers like sunflowers and lavender. Make sure branches and shrubs are trimmed away from your roofing and siding to prevent moisture damage and provide pest control.

Mowing and weeding your grass now will help you stay on top of any sudden growth that takes place when the weather warms up. Planting annual perennials, which love the summer heat, is a low maintenance way to give a dash of color to your yard and increase your property’s curb appeal as you begin to enjoy the outdoors more and more.

Have Your HVAC Inspected

Your California home’s heating and cooling system should be inspected, serviced and cleaned at least once a year, and it makes sense to do so when the temperatures will be changing drastically. Your heating system likely worked hard all winter, and as you switch to your cooling system, regular maintenance can extend the life of your furnace and postpone expensive replacements.

Change the air filters regularly to prevent major HVAC issues. If your home has foundation vents, be sure to clean them by hand or with a shop vacuum. Foundation vents usually have screens that become a catch-all for leaves, twigs and assorted debris.

Article provided by Brentnie Daggett

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VA Home Loans
Reverse Mortgages
Refinancing
Prime Jumbo and Super Jumbo Mortgages
Fixed-Rate Mortgages
FHA Home Loans
Conventional Mortgages/Conventional High Balance
Self Employed Loan Programs
Bank Statement Programs
Investor DSCR or Rental Income Loans

Loan Options

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