VA Home Loans

Guaranteed by the U.S. Department of Veterans Affairs.

Reverse Mortgages

For homeowners to leverage the equity in their home.

Refinancing

Replace your current home loan with a new one.

Prime Jumbo and Super Jumbo Mortgages

For high-income earners who make $250,000+ a year.

Fixed-Rate Mortgages

Offers predictability for your budget.

FHA Home Loans

Popular for first-time homebuyers.

Conventional Mortgages/Conventional High Balance

A loan not guaranteed or insured by the federal government.

Self Employed Loan Programs

For 1099 recipients, P&L users or qualify using assets.

Bank Statement Programs

See how you can qualify without having to show tax returns.

Investor DSCR or Rental Income Loans

Perfect for investors who want tenant rent to cover mortgage.

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Home Improvement Projects With The Highest ROI


California home remodel

Topping this year’s list is Manufactured Stone Veneer, a project that has consistently ranked toward the top of the list since the project was added to the report in 2015.

The report shows an increase in cost for all 22 projects listed, but there is also a consistent dip across the board in terms of what the perceived value of each of these projects is. Nationally, here are the 10 projects with the greatest ROI, according to the report:

Manufactured Stone Veneer (95.6% ROI)

  1. Average Cost: $9,357

  2. Average Resale Value: $8,943

Garage Door Replacement (94.5% ROI)

  1. Average Cost: $3,695

  2. Average Resale Value: $3,491

Minor Kitchen Remodel (Midrange) (77.6% ROI)

  1. Average Cost: $23,452

  2. Average Resale Value: $18,206

Siding Replacement (Fiber-Cement) (77.6% ROI)

  1. Average Cost: $17,008

  2. Average Resale Value: $13,195

Siding Replacement (Vinyl) (74.7% ROI)

  1. Average Cost: $14,359

  2. Average Resale Value: $10,731

Window Replacement (Vinyl) (72.3% ROI)

  1. Average Cost: $17,641

  2. Average Resale Value: $12,761

Deck Addition (Wood) (72.1% ROI)

  1. Average Cost: $14,360

  2. Average Resale Value: $10,355

Window Replacement (Wood) (68.9% ROI)

  1. Average Cost: $21,495

  2. Average Resale Value: $14,804

Entry Door Replacement (Steel) (68.8% ROI)

  1. Average Cost: $1,881

  2. Average Resale Value: $1,294

Deck Addition (Composite) (66.8% ROI)

  1. Average Cost: $19,856

  2. Average Resale Value: $13,257

Nationally—and on the other end of the spectrum—here are the 10 projects with the lowest ROI:

Master Suite Addition (Upscale) (51.6% ROI)

  1. Average Cost: $282,062

  2. Average Resale Value: $145,486

Grand Entrance (Fiberglass) (53.3% ROI)

  1. Average Cost: $9,254

  2. Average Resale Value: $4,930

Major Kitchen Remodel (Upscale) (53.9% ROI)

  1. Average Cost: $135,547

  2. Average Resale Value: $72,993

Bathroom Addition (Midrange) (54% ROI)

  1. Average Cost: $49,598

  2. Average Resale Value: $26,807

Bathroom Addition (Upscale) (54.7% ROI)

  1. Average Cost: $91,287

  2. Average Resale Value: $49,961

Bath Remodel (Upscale) (56.6% ROI)

  1. Average Cost: $67,106

  2. Average Resale Value: $37,995

Master Suite Addition (Midrange) (58.5% ROI)

  1. Average Cost: $136,739

  2. Average Resale Value: $80,029

Major Kitchen Remodel (Midrange) (58.6% ROI)

  1. Average Cost: $68,490

  2. Average Resale Value: $40,127

Roofing Replacement (Metal) (61.2% ROI)

  1. Average Cost: $40,318

  2. Average Resale Value: $24,682

Bathroom Remodel (Universal Design) (62% ROI)

  1. Average Cost: $34,643

  2. Average Resale Value: $21,463

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VA Home Loans
Reverse Mortgages
Refinancing
Prime Jumbo and Super Jumbo Mortgages
Fixed-Rate Mortgages
FHA Home Loans
Conventional Mortgages/Conventional High Balance
Self Employed Loan Programs
Bank Statement Programs
Investor DSCR or Rental Income Loans

Loan Options

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