VA Home Loans

Guaranteed by the U.S. Department of Veterans Affairs.

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For homeowners to leverage the equity in their home.

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For high-income earners who make $250,000+ a year.

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Offers predictability for your budget.

FHA Home Loans

Popular for first-time homebuyers.

Conventional Mortgages/Conventional High Balance

A loan not guaranteed or insured by the federal government.

Self Employed Loan Programs

For 1099 recipients, P&L users or qualify using assets.

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See how you can qualify without having to show tax returns.

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Perfect for investors who want tenant rent to cover mortgage.

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Home Prices Keep Rising


California real estate

A lack of inventory is helping to drive prices up, as the number of homes listed in the U.S. for the month were at a record low for any ninth month over the last 13 years.

Other findings:

– All regions reported faster appreciation than last month – The strongest performing regions are the South and West, with growth occurring for three consecutive months – The Midwest, however, had the highest month-over-month increase in appreciation rate (+242 basis points) – September had the fastest, annualized one-month appreciation rate since 2020 – Among the 20-largest metropolitan areas of the U.S, more than half (13) posted faster annual price appreciation in September compared to last month

The takeaway:

“Given the rapid rise in home prices over a relatively short period of time, the Radian HPI is constantly mining the data to find signs of a shift in current housing strength—and so far, it seems to be heading in one direction,” said Steve Gaenzler, SVP of Data and Analytics, in a statement. “While there are some indications that affordability may be starting to place strain on certain homebuyers, the limited supply is a strong support for home price growth.”

Gaenzler added that, “ultimately while bidding wars may be reducing in frequency, sellers are still receiving above list price offers in many situations.”

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VA Home Loans
Reverse Mortgages
Refinancing
Prime Jumbo and Super Jumbo Mortgages
Fixed-Rate Mortgages
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Conventional Mortgages/Conventional High Balance
Self Employed Loan Programs
Bank Statement Programs
Investor DSCR or Rental Income Loans

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