VA Home Loans

Guaranteed by the U.S. Department of Veterans Affairs.

Reverse Mortgages

For homeowners to leverage the equity in their home.

Refinancing

Replace your current home loan with a new one.

Prime Jumbo and Super Jumbo Mortgages

For high-income earners who make $250,000+ a year.

Fixed-Rate Mortgages

Offers predictability for your budget.

FHA Home Loans

Popular for first-time homebuyers.

Conventional Mortgages/Conventional High Balance

A loan not guaranteed or insured by the federal government.

Self Employed Loan Programs

For 1099 recipients, P&L users or qualify using assets.

Bank Statement Programs

See how you can qualify without having to show tax returns.

Investor DSCR or Rental Income Loans

Perfect for investors who want tenant rent to cover mortgage.

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Housing Market Optimism


California mortgage

A good time to buy

From August to September, the number of consumers who said now is a good time to buy rose by 10 percent, clocking in at 28 percent. Renters, in particular, reported a rise in buying optimism, according to Fannie Mae.

“Renter respondents, in particular, buoyed the net good time to buy component, showing a substantial upward change in optimism in September,” the GSE reported.

The growing optimism may stem from the idea that home price growth is starting to slow. According to the Index, the share of consumers who think prices will go up in the next year dropped eight percentage points since August. The Index also indicated that consumers are feeling slightly more secure in their jobs.

A good time to sell

Sellers are also feeling good about entering the market, according to the Index. The share of respondents who said now is a good time to sell a home hit 38 percent in September. That marks an increase of two percentage points over the month and 23 over the year.

So what does this all mean for selling or buying a home in California? It means that more confidence in the California housing market may bring more opportunities, but may also create more competition. If you’re unsure where to start, give me a call at (833) 782-8369.

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VA Home Loans
Reverse Mortgages
Refinancing
Prime Jumbo and Super Jumbo Mortgages
Fixed-Rate Mortgages
FHA Home Loans
Conventional Mortgages/Conventional High Balance
Self Employed Loan Programs
Bank Statement Programs
Investor DSCR or Rental Income Loans

Loan Options

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