VA Home Loans

Guaranteed by the U.S. Department of Veterans Affairs.

Reverse Mortgages

For homeowners to leverage the equity in their home.

Refinancing

Replace your current home loan with a new one.

Prime Jumbo and Super Jumbo Mortgages

For high-income earners who make $250,000+ a year.

Fixed-Rate Mortgages

Offers predictability for your budget.

FHA Home Loans

Popular for first-time homebuyers.

Conventional Mortgages/Conventional High Balance

A loan not guaranteed or insured by the federal government.

Self Employed Loan Programs

For 1099 recipients, P&L users or qualify using assets.

Bank Statement Programs

See how you can qualify without having to show tax returns.

Investor DSCR or Rental Income Loans

Perfect for investors who want tenant rent to cover mortgage.

Heading 6

Add paragraph text. Click “Edit Text”

Open Site Navigation

How To Prepare Your Home Before You Go on Vacation


California real estate

Make it look like someone is home

Vacation season is prime time for criminals to make a visit. Take a few precautions to make your home look lived-in while you’re away.

  1. Park at least one car in the driveway, so it looks like someone’s at home

  2. Hold all mail and packages or ask a neighbor to bring in your deliveries

  3. Bring in your spare keys

  4. Put your lights on a timer to mimic your family’s typical schedule

  5. Mow your lawn and trim hedges

  6. Set up smart locks for helpful neighbors and pet sitters

  7. Play it safe and don’t mention your travel plans on social media

Clean your house before you vacation

Nobody wants to come home to a stinky situation. Keep your vacation vibe going by taking time to tidy up before you head out. That way you can come home and rest, instead of cleaning up a mess. Clean out the refrigerator and freezer. Take out the trash — check every room. Vacuum, dust and wipe down counters and sinks. And finally, make your bed, so you can sink right in when you get back.

Set electronics and appliances to energy-saving mode

If you’re gone for 3 days or more, take a vacation from your electric bill by dialing back your energy usage.

Set thermostats up to 85 degrees in the summer and as low as 55 degrees in the winter. If you have pets staying at home while you’re gone, choose a setting that will still keep them comfortable. If you use smart home automation, turn your thermostat off completely so it won’t turn on every time your neighbor brings in the mail.

Unplug small electronics, especially chargers, which continually draw electricity and can increase your electric bill. Close blinds and curtains to keep your house cool in the summer and warm in the winter. Then your air conditioner and heater won’t have to work too hard while you’re on vacation. Put the water heater on vacation mode if it has that option so it operates more efficiently.

Hopefully these tips come in handy next time you’re planning a getaway!

Heading 6
Heading 6
Heading 6

About

VA Home Loans
Reverse Mortgages
Refinancing
Prime Jumbo and Super Jumbo Mortgages
Fixed-Rate Mortgages
FHA Home Loans
Conventional Mortgages/Conventional High Balance
Self Employed Loan Programs
Bank Statement Programs
Investor DSCR or Rental Income Loans

Loan Options

Heading 6
Heading 6
Heading 6

Resources