VA Home Loans

Guaranteed by the U.S. Department of Veterans Affairs.

Reverse Mortgages

For homeowners to leverage the equity in their home.

Refinancing

Replace your current home loan with a new one.

Prime Jumbo and Super Jumbo Mortgages

For high-income earners who make $250,000+ a year.

Fixed-Rate Mortgages

Offers predictability for your budget.

FHA Home Loans

Popular for first-time homebuyers.

Conventional Mortgages/Conventional High Balance

A loan not guaranteed or insured by the federal government.

Self Employed Loan Programs

For 1099 recipients, P&L users or qualify using assets.

Bank Statement Programs

See how you can qualify without having to show tax returns.

Investor DSCR or Rental Income Loans

Perfect for investors who want tenant rent to cover mortgage.

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Mortgage Payments Are Getting Relatively Cheaper


mortgage payment California

Mortgage payments have decreased about 3% since mid-2018. They’re expected to get even lower this year, possibly 3.3% to 5.9% below this year, The Mortgage Reports notes.

The trend is occurring even as home prices rise. Mortgage rates, currently at around three-year lows, are helping more homeowners see a decrease in their monthly mortgage payments.

Census Bureau data shows that mortgage payments can vary quite a bit by location. For example, the Pacific region of the U.S., which faces some of the highest home prices, has an average mortgage payment of $2,096. On the other hand, the East South Central area has the lowest average for a mortgage, at $1,140.

This table from The Mortgage Reports shows the breakdown:Pacific$2,096Washington, Oregon, California, Hawaii, AlaskaNew England$1,912Maine, New Hampshire, Vermont, Massachusetts, Connecticut, Rhode IslandMiddle Atlantic$1,856New York, Pennsylvania, New JerseyMountain$1,439Montana, Idaho, Wyoming, Nevada, Utah, Colorado, Arizona, New MexicoSouth Atlantic$1,437West Virginia, Maryland, Delaware, Washington D.C., Virginia, North Carolina, South Carolina, Georgia, FloridaWest South Central$1,397Oklahoma, Arkansas, Louisiana, TexasWest North Central$1,321North Dakota, South Dakota, Nebraska, Kansas, Minnesota, Iowa, MissouriEast North Central$1,296Wisconsin, Michigan, Illinois, Indiana, OhioEast South Central$1,140Kentucky, Tennessee, Mississippi, Alabama

Source: The Average Mortgage Payment Is Declining. Here’s Why

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VA Home Loans
Reverse Mortgages
Refinancing
Prime Jumbo and Super Jumbo Mortgages
Fixed-Rate Mortgages
FHA Home Loans
Conventional Mortgages/Conventional High Balance
Self Employed Loan Programs
Bank Statement Programs
Investor DSCR or Rental Income Loans

Loan Options

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