VA Home Loans

Guaranteed by the U.S. Department of Veterans Affairs.

Reverse Mortgages

For homeowners to leverage the equity in their home.

Refinancing

Replace your current home loan with a new one.

Prime Jumbo and Super Jumbo Mortgages

For high-income earners who make $250,000+ a year.

Fixed-Rate Mortgages

Offers predictability for your budget.

FHA Home Loans

Popular for first-time homebuyers.

Conventional Mortgages/Conventional High Balance

A loan not guaranteed or insured by the federal government.

Self Employed Loan Programs

For 1099 recipients, P&L users or qualify using assets.

Bank Statement Programs

See how you can qualify without having to show tax returns.

Investor DSCR or Rental Income Loans

Perfect for investors who want tenant rent to cover mortgage.

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Should You Buy A Bigger Home?


California real estate

Larger Family

Your current home may not fit your needs if your family is growing. If you’re expecting another child, then you will need a home with extra rooms. You’ll also need a home with extra storage space and bathrooms. This can be a very common reason why people seek to upgrade their homes. By checking in your area, you can start to plan your budget even before the birth of your child and make sure that an upgrade is right for you.

Affordability

Many folks move into a smaller home because that is all that they can afford. However, if you can afford to move into a bigger space, now may be the time to do it. If you have saved up a significant amount of money, or are earning more money than you used to, you can likely handle the financial responsibility of buying a larger home. When considering this type of move, you may also want to look in a more optimal area, such as one with better schools and other community opportunities.

Working From Home

More people are working from home these days, and one of the keys to successfully working at home is to have the right space. That’s why you may need a larger home. Most small homes do not have enough room to accommodate a home office or the space for a makeshift desk. If you live in a bigger home, you can convert an unused room into an office space. This can be especially helpful if you are considering starting a business, as having a space in your home to do this can save you a lot of money on rent.

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About

VA Home Loans
Reverse Mortgages
Refinancing
Prime Jumbo and Super Jumbo Mortgages
Fixed-Rate Mortgages
FHA Home Loans
Conventional Mortgages/Conventional High Balance
Self Employed Loan Programs
Bank Statement Programs
Investor DSCR or Rental Income Loans

Loan Options

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