VA Home Loans

Guaranteed by the U.S. Department of Veterans Affairs.

Reverse Mortgages

For homeowners to leverage the equity in their home.

Refinancing

Replace your current home loan with a new one.

Prime Jumbo and Super Jumbo Mortgages

For high-income earners who make $250,000+ a year.

Fixed-Rate Mortgages

Offers predictability for your budget.

FHA Home Loans

Popular for first-time homebuyers.

Conventional Mortgages/Conventional High Balance

A loan not guaranteed or insured by the federal government.

Self Employed Loan Programs

For 1099 recipients, P&L users or qualify using assets.

Bank Statement Programs

See how you can qualify without having to show tax returns.

Investor DSCR or Rental Income Loans

Perfect for investors who want tenant rent to cover mortgage.

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Simple Organization Tasks You Can Do In Minutes


California home improvement

You might be surprised by how tackling just one small area—like your overflowing silverware tray or tool chest—can put you in a much better mood. Organizing can also help lower your stress levels over the long term. Here are some simple organizing tips for the clutter magnets in your home.

Thin The Mug Herd

How many mugs can you drink out of at one time? If we’re all being honest, and even allowing for each to have an overnight stay in the sink, 2 per family member should definitely get the job done. Let those extra mugs go…even if they came with a dish set, were picked up as a vacation souvenir, or were a gift. Once you’ve enjoyed them, you’re under no obligation to keep them.

Recycle Plastic Containers

Assess your Tupperware drawer, and determine what you really use all these containers for. If you take leftovers to work for lunch every day, keep several; but if you barely cook, or if you have containers with MIA lids, donate them to a shelter or recycle them. When you have your ideal number, pair each with it’s corresponding lid, and you’ll no longer spend more time finding a container than preparing the food that’s going into it.

Refresh Your Closet

If you don’t wear it, it goes—period. Be intentional with your closet, because it’s the best way to prevent clutter. No time to clean it out completely? Even if you remove just a couple of things that don’t fit or that you no longer love, you’ll be working toward a more organized space.

Sort Your Socks

And while you’re at it…spend a few minutes piling up unworn T-shirts and ragged dish towels as well. Include them with your socks that no longer have a matching partner, and then give them the recycle treatment. You can use them for dusting, in the garage, or as otherwise needed around the house…but they’re not doing you any good taking up drawer space.

Junk Drawer

Open that drawer that makes you wince and toss every old pen, outdated appliance manual, and leaky battery. Use those plastic containers without lids to separate paper clips, rubber bands, and post-it notes. Once it’s pristine, it’s no longer the junk drawer—it’ll simply be a drawer in your kitchen.

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VA Home Loans
Reverse Mortgages
Refinancing
Prime Jumbo and Super Jumbo Mortgages
Fixed-Rate Mortgages
FHA Home Loans
Conventional Mortgages/Conventional High Balance
Self Employed Loan Programs
Bank Statement Programs
Investor DSCR or Rental Income Loans

Loan Options

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