VA Home Loans

Guaranteed by the U.S. Department of Veterans Affairs.

Reverse Mortgages

For homeowners to leverage the equity in their home.

Refinancing

Replace your current home loan with a new one.

Prime Jumbo and Super Jumbo Mortgages

For high-income earners who make $250,000+ a year.

Fixed-Rate Mortgages

Offers predictability for your budget.

FHA Home Loans

Popular for first-time homebuyers.

Conventional Mortgages/Conventional High Balance

A loan not guaranteed or insured by the federal government.

Self Employed Loan Programs

For 1099 recipients, P&L users or qualify using assets.

Bank Statement Programs

See how you can qualify without having to show tax returns.

Investor DSCR or Rental Income Loans

Perfect for investors who want tenant rent to cover mortgage.

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Simple Upgrades That Can Increase Your California Home’s Value


California home upgrades

Here are some inexpensive improvements that can increase the value of your California home:

Invest in Home Security Upgrades

More than 1 million home burglaries take place in the U.S. each year. If your area has experienced break-ins, it may be time to beef up your home security. Investing in a wireless security system is a great way to protect your home and your possessions. Some homeowners think that these systems are expensive, but, in reality, there are many different wireless systems on the market that are relatively inexpensive. Taking the time to research all of the systems at your disposal is crucial. Consult with home security professionals to avoid missteps. They can help you choose the right security system and get it installed quickly.

Upgrade Your Appliances

Over time, kitchen appliances become outdated and unappealing. Rather than letting old appliances impact the value and appeal of your home, take action. Today’s market is filled with appliance options that are both affordable and energy-efficient. While an energy-efficient appliance may cost more initially, it will save you a lot of money on energy bills in the long term, which is why they’re a great investment.

Give Your Kitchen Cabinets a New Look

Another great way to make your kitchen more appealing and modern is by giving the cabinets a facelift. Instead of completely replacing your cabinets, think about painting them and adorning them with new hardware to save money. Before you choose a color for both your paint and hardware, consider the type of decor you already have in the space.

From: Wendy Dessler

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About

VA Home Loans
Reverse Mortgages
Refinancing
Prime Jumbo and Super Jumbo Mortgages
Fixed-Rate Mortgages
FHA Home Loans
Conventional Mortgages/Conventional High Balance
Self Employed Loan Programs
Bank Statement Programs
Investor DSCR or Rental Income Loans

Loan Options

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