VA Home Loans

Guaranteed by the U.S. Department of Veterans Affairs.

Reverse Mortgages

For homeowners to leverage the equity in their home.

Refinancing

Replace your current home loan with a new one.

Prime Jumbo and Super Jumbo Mortgages

For high-income earners who make $250,000+ a year.

Fixed-Rate Mortgages

Offers predictability for your budget.

FHA Home Loans

Popular for first-time homebuyers.

Conventional Mortgages/Conventional High Balance

A loan not guaranteed or insured by the federal government.

Self Employed Loan Programs

For 1099 recipients, P&L users or qualify using assets.

Bank Statement Programs

See how you can qualify without having to show tax returns.

Investor DSCR or Rental Income Loans

Perfect for investors who want tenant rent to cover mortgage.

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The 10 Most Profitable Markets for Vacation Homes


California real estate

Not only do many second-home markets have solid returns, some even post profits that rival or surpass those in the nation’s hottest markets. Plus, some of these vacation spots are surprisingly affordable, with plenty of bargains to be had. Realtor.com ranked the most lucrative second-home markets in the nation, the places where sellers are walking away with biggest profits.

To find the country’s most profitable vacation-home markets, they looked at the 500 largest metropolitan areas where second homes made up at least 12% of all of the properties. Then they focused on all of the homes that sold over the past 12 months and compared the most recent sale prices to their previous ones, going back as far as 2008. The profit was defined as the difference between the two sales.

1. Traverse City, MI

Annualized rate of return: 14% Median home list price: $315,000

2. Claremont, NH

Annualized rate of return: 12% Median home list price: $255,000

3. Clearlake, CA

Annualized rate of return: 11% Median home list price: $325,100

4. Brainerd, MN

Annualized rate of return: 11% Median home list price: $286,200

5. Port St. Lucie, FL

Annualized rate of return: 11% Median home list price: $279,300

6. Bend, OR

Annualized rate of return: 11% Median home list price: $442,000

7. Aberdeen, WA

Annualized rate of return: 10% Median home list price: $229,500

8. Wenatchee, WA

Annualized rate of return: 10% Median home list price: $449,100

9. Hilo, HI

Annualized rate of return: 10% Median home list price: $494,100

10. Key West, FL

Annualized rate of return: 9% Median home list price: $687,100

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About

VA Home Loans
Reverse Mortgages
Refinancing
Prime Jumbo and Super Jumbo Mortgages
Fixed-Rate Mortgages
FHA Home Loans
Conventional Mortgages/Conventional High Balance
Self Employed Loan Programs
Bank Statement Programs
Investor DSCR or Rental Income Loans

Loan Options

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