VA Home Loans

Guaranteed by the U.S. Department of Veterans Affairs.

Reverse Mortgages

For homeowners to leverage the equity in their home.

Refinancing

Replace your current home loan with a new one.

Prime Jumbo and Super Jumbo Mortgages

For high-income earners who make $250,000+ a year.

Fixed-Rate Mortgages

Offers predictability for your budget.

FHA Home Loans

Popular for first-time homebuyers.

Conventional Mortgages/Conventional High Balance

A loan not guaranteed or insured by the federal government.

Self Employed Loan Programs

For 1099 recipients, P&L users or qualify using assets.

Bank Statement Programs

See how you can qualify without having to show tax returns.

Investor DSCR or Rental Income Loans

Perfect for investors who want tenant rent to cover mortgage.

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Things That You Should Do After Buying a House


California home mortgage

Deep Cleaning

It would be best if you did not assume that the previous owners or the construction company made sure that the house is clean and tidy before selling it. Instead, you should assume that they did not and dedicate a few days to cleaning it very thoroughly. If you do not feel like it and have the money to spare, hiring a cleaning company is always a viable option.

Change the Locks

Do you know how many people have the keys to your new house? After all, the old owners might have had their keys stolen in the past or decided to hold onto a spare key. Considering this, you should change the door locks as soon as you start moving in. Depending on the types of locks, it might cost up to a few hundred dollars. Nevertheless, it is definitely worth the money.

Paint

Have you considered giving the interior of the house a fresh coat of paint? It is one of the best ways to make it feel like it is truly yours. After all, you are the one who chooses the color palette and decides when each room is going to be painted.

Meet Your Neighbors

Prepare to meet your neighbors! Quite a few will drop by your house and introduce themselves just a day or two after you move in. If you are extroverted and willing to make friends, this is your time to shine. On the other hand, if you are introverted, try your best to be friendly and open. Remember that being friendly can have numerous benefits. For instance, you might be able to ask your neighbor to be on the lookout for a package or watch your house while you are away.

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VA Home Loans
Reverse Mortgages
Refinancing
Prime Jumbo and Super Jumbo Mortgages
Fixed-Rate Mortgages
FHA Home Loans
Conventional Mortgages/Conventional High Balance
Self Employed Loan Programs
Bank Statement Programs
Investor DSCR or Rental Income Loans

Loan Options

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