VA Home Loans

Guaranteed by the U.S. Department of Veterans Affairs.

Reverse Mortgages

For homeowners to leverage the equity in their home.

Refinancing

Replace your current home loan with a new one.

Prime Jumbo and Super Jumbo Mortgages

For high-income earners who make $250,000+ a year.

Fixed-Rate Mortgages

Offers predictability for your budget.

FHA Home Loans

Popular for first-time homebuyers.

Conventional Mortgages/Conventional High Balance

A loan not guaranteed or insured by the federal government.

Self Employed Loan Programs

For 1099 recipients, P&L users or qualify using assets.

Bank Statement Programs

See how you can qualify without having to show tax returns.

Investor DSCR or Rental Income Loans

Perfect for investors who want tenant rent to cover mortgage.

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Thinking About Solar For Your Home?


California solar panels

City/HOA Rules

Before you begin installing solar panels onto your roof, it is critical that you do some research so that you know what you can and cannot do in terms of your city as well as your HOA (if applicable.) The unfortunate reality is that some HOAs may not want people to have solar panels, as they create a distinction between homes.

Financing

One of the most common misconceptions regarding solar panels is that you’re going to have to purchase them outright. The fact that solar panels are priced anywhere between $25,000 to $50,000 could scare a lot of people off. Fortunately, more and more companies are offering financing options to their customers. This means that after 15 to 20 years, your solar panels will be paid off, and you will have free, or very inexpensive, energy from thereon.

Condition of Roof

While every home’s roof is different, keeping the state of your roof in mind while shopping is imperative. For example, is your roof strong enough to support multiple solar panels? How about damages to the roof? Is your roof in need of repairs? If so, that is an issue that needs to be taken care of before panels are installed.

Get Recommendations

There’s no doubt about it, the solar panel industry is booming, and more and more companies are entering the space. However, that does not mean that all of them have your best interests in mind, which is why it is critical that you ask for recommendations from local contractors and friends/family. Then, use that information to narrow your options further before picking a company to retrofit your roof with solar panels.

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About

VA Home Loans
Reverse Mortgages
Refinancing
Prime Jumbo and Super Jumbo Mortgages
Fixed-Rate Mortgages
FHA Home Loans
Conventional Mortgages/Conventional High Balance
Self Employed Loan Programs
Bank Statement Programs
Investor DSCR or Rental Income Loans

Loan Options

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